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"Get Your House In Order"- Home Buyer's Seminar Schedule:

Michael Tolbert with CENTURY 21 Advantage and Twalla Simmons with IFS Mortgage present the “Get Your House in Order” Home Buyer Seminar this coming Thursday, March 30 at 5:30pm at The Tyler Metro Chamber of Commerce office at 2000 W. Gentry. Home ownership is the largest component of household wealth for most families. Come learn how you can get yours. This seminar will cover topics such as The Home Buying Process, Finding the Right House, What Will It Cost, Credit Scores and Getting The Right Loan. Admission is FREE. Please call (903) 372-7373 to register and reserve your space for this priceless learning opportunity.
Admission is FREE
- Where do I start?

- How much can I buy/afford?
-
What about credit scores?
- Where can I get help with down payment/closing costs?
- How do I get pre-qualified for a mortgage?

Get answers to these and other questions!

Please complete the information below to Register.
Your Information

Name: Phone: E-Mail:
Interested In:
Additional Comments

(If you are interested in a specific listed property, please include the MLS number.)

Liberty Grant

The Liberty Grant is available from Nehemiah Corporation of America to qualified buyers nationwide. The process is fast and easy. Buyers must qualify for and utilize an FHA insured mortgage available through a designated Liberty Grant lender.:

  • Utilize a designated Liberty Grant lender to qualify for an FHA insured mortgage
  • Apply for a Liberty Grant to receive the 2.25% gift funds at closing.
  • Meet the FHA minimum 3% investment requirement for the loan.

If you are a qualified homebuyer using an eligible loan program, such as an FHA loan, you may be able to move into your new home with zero cash out of pocket! The Liberty Grant can help you become a homeowner!



Nehemiah Program

Let us help you achieve the American dream:

  • Gift funds up to 6% of the final contract sales price towards your downpayment and/or closing costs
  • Gift funds for both first time and repeat homebuyers
    (Nehemiah charges a nominal processing fee that may be paid by the seller, homebuyer, or lender.)
  • Gift funds for both new construction and resale homes
  • No repayment of gift money
  • No income or asset limits
  • No geographical restrictions

If you are a qualified homebuyer using an eligible loan program, such as an FHA loan, you may be able to move into your new home with zero cash out of pocket! The Nehemiah Program can help you become a homeowner!


City of Tyler Home Ownership Initiatives


Downpayment or Closing Cost Assistance Program
The City of Tyler Neighborhood Services is pleased to offer a "Comprehensive Home Owner Initiatives Changing Environments" program for down payment or closing cost assistance to first time buyers of existing single family residential units. This program assists low to moderate income persons and families to purchase a home. Please click on the following links to learn more:

Application.pdf

Housing Choice Voucher Home Ownership Opportunities
The Housing Choice Voucher Home Ownership Opportunities initiative allows a family's rental assistance payment to be utilized as a mortgage payment to buy a house. The City of Tyler announced this new program on April 24 with a ground-breaking ceremony at 1823 Grand Ave. Click here to learn more.


NEW PROGRAM MAKES HOME PURCHASE EASIER

AUSTIN (PRNewswire) – The Texas Department of Housing and Community Affairs’ new program, the Loan Star Mortgage Program, is designed to help borrowers overcome the two primary barriers to homeownership — lack of down payment funds and qualifying income.

The program offers eligible Texans up to 8 percent of the purchase price in down payment and closing cost assistance in the form of a repayable second lien loan with as little as $500 of their own money down.

Under the Loan Star Mortgage Program, a qualified buyer purchasing a $150,000 home could receive up to $12,000 in down payment and closing cost assistance. The program is available to eligible borrowers with income levels up to 115 percent of the area median income for the county where the property is located.

Interested homebuyers can visit http://www.myfirsttexashome.com/ to learn more about the program or call 800-792-1119 to find a participating lender.


Click to go to McAffee web site

$2,000,000 AVAILABLE
FOR FIRST TIME BUYERS IN SMITH COUNTY

  • 6.37% Rate- 30 Yr. Fixed
  • 4% Down Payment Assistance Grant (free money that does not have to be repaid)
  • Can be used with FHA financing
  • Maximum Sales Price: $189,682
  • Income Limits:
    • Family of 2 or less- $53,000
    • Family of 3 or more- $60,950
For details call Michael Tolbert at: 903-372-7373
Or to Apply Now Click Here



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